Loan Programs

Conventional loans

  • Down payment as low as 3%
  • Credit scores down to 620
  • No PMI options with 10% down

USDA Loans

  • Down payment as low as 0% down!
  • Available in rural areas (outside of city metro)
  • Credit scores down to 620

Jumbo loans

  • Down payments as low as 10%
  • Credit scores down to a 660

Bank Statement loans

  • Use your cash-flow in your bank account to qualify
  • Credit scores down to a 660
  • Down payments as low as 10%

Temporary Buydown loan

  • Lower your interest rate by 1%or 2% in the first 2 years of your loan!
  • This saves clients hundreds on their new monthly payment.

VA Loans

  • Must be a Veteran or Active Military
  • Credit scores down to 620
  • Down payment as low as 0%

Move-up Buyers

  • Sell your home on the same day that you buy the next home!

DSCR Loans

  • Use the income that the property produces, not your income!
  • Credit scores down to a 620
  • Down payments as low as 20%

Self Employed loans

  • Down payments as low as 5%
  • Work with a Self Employment expert to fast track your approval

FHA Loans

  • Down payment as low as 3.5%
  • Credit scores down to a 550!
  • Streamline refinances with no income or credit requirements!

Assets as Income

  • Use your assets as your monthly income to qualify.
  • Down payments as low as 5%
  • Credit scores down to 620

Fix and Flip loans

  • Finance the cost to acquire and renovate an investment property
  • Credit scores down to a 620

Construction Loans

  • Build your dream home with a construction loan.
  • It can help you acquire the land or lot
  • Choose your own builder!